Mortgage and Title

Why You Should Not Make Any Major Credit Purchases

Before jeopardizing your dream home, heed this closing warning: small splurges could deny mortgage approval and cost you your perfect nest.

June 21, 2024

Why Do You Need Title Insurance?

Discover what title insurance is and why it's crucial protection when making the large financial investment of buying a home. Get peace of mind.

Where Does the Money Come From for Mortgage Loans?

Expert advice from a seasoned realtor, Tim Clarke. Simplifying your home buying and refinancing process in Raleigh-Durham, NC.

September 7, 2024

WHAT'S A FICO®?

Boost your credit score for home buying. Learn how FICO scores work, the minimums needed to qualify for mortgages, and expert tips to raise your credit.

VA Loans Demystified: Home Buying Solutions for Veterans

Understand the benefits of VA loans, offering veterans and active military members a route to homeownership with no down payment.

USDA Loans Unveiled: Rural Homeownership Opportunities

Learn about USDA loans, offering no down payment options for buyers in rural and suburban areas to achieve homeownership.

August 30, 2024

Why Title Insurance Matters

Discover how title insurance protects your property investment! Learn the benefits and why it's crucial for homebuyers. Get peace of mind now!

Types of Mortgage Lenders

Discover the various types of mortgage lenders and make an informed decision when choosing your lending partner

Title Insurance - Where Does Your Dollar Go?

Understanding Title Insurance: Safeguard your property against potential title disputes. Learn the importance, coverage, and selection process.

Title Insurance Requirements for Insuring Trusts

Discover the benefits of holding real estate in a living trust with our comprehensive guide on title insurance requirements and processes.

September 13, 2024

The No-Cost Thirty Year Fixed Rate Mortgage

Uncover the reality behind no-cost mortgage loans - despite the name, there are various fees like appraisal, escrow, and title insurance.

The Functions of an Escrow

Learn what escrow is, the escrow process from opening to closing, and tips from a top Raleigh-Durham agent for smoothly navigating real estate escrow.

November 11, 2024

The Advantages of Different Types of Mortgage Lenders

Tips on choosing the right lender, loan officer & financing to simplify the process of buying your dream home with other people's money

Living Trusts

A living trust allows you to avoid probate and minimize estate taxes, but transferring property into one takes careful planning. Consult an estate attorney

Jumbo Loans Explained: Financing for High-Value Properties

Navigate the specifics of jumbo loans, designed for purchasing high-value properties that exceed conventional loan limits.

Items Needed When Applying For a Mortgage

Get expert advice from 17 + year veteran real estate agent Tim Clarke on navigating the mortgage process for a smooth home buying experience.

Invest in Your Future: Interest-Only Mortgage Options

Discover how interest-only mortgages provide lower initial payments for buyers, focusing on interest before principal.

Revamping Spaces: Home Equity Loans for Home Improvements

Explore how to leverage the equity in your home to finance renovations, upgrades, and more with a home equity loan.

September 7, 2024

History of Interest Rates

Explore the fascinating history of mortgage rates! Our guide offers valuable insights into their evolution and their impact on today's home financing.

Fixed-Rate Mortgage Solutions

Dive into the stability and predictability of fixed-rate mortgages, making your dream home a reality with consistent payments.

FHA Loans Uncovered: Your Pathway to Homeownership

Discover how FHA loans can help first-time homebuyers and those with lower credit scores secure a loan with a lower down payment.

Building Dreams: Construction Loans for Your New Home

Explore construction loans, tailored for those looking to build their home from the ground up with flexible terms and rates.

June 21, 2024

Common Ways of Holding Title

Gain insights on the different ways to hold a property title, including sole ownership, co-ownership, and multiple owners. Make informed decisions.

Bridge the Gap: How Bridge Loans Facilitate Your Next Purchase

Bridge loans can ease your transition between homes, offering short-term financing until your current home sells

Avoiding Financial Stress with Smart Mortgage Choices

Insider tips on making smart mortgage choices to avoid financial stress when buying a home in the Raleigh-Durham Triangle area.

Exploring Adjustable-Rate Mortgages

Learn how adjustable-rate mortgages offer lower initial rates and adapt to the market, providing flexibility in financing your home.